IFSC Code of Union Bank Of India, Jalnacherra Grant, Jalnacherra, Assam — UBIN0590355

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Jalnacherra Grant branch in Hailakandi, Jalnacherra, Assam, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Hailakandi or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code UBIN0590355. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Jalnacherra Grant, Hailakandi

Here are some of the key details that come with the IFSC Code UBIN0590355 of Union Bank Of India for its branch located in Hailakandi, within the district of Jalnacherra in the state of Assam.

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Hailakandi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0590355 for the Jalnacherra Grant branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Jalnacherra Grant, Hailakandi, Assam, is provided with a unique IFSC like UBIN0590355 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Union Bank Of India branch in Hailakandi.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Hailakandi and Jalnacherra.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Jalnacherra Grant do not get mixed with another location.

Format of the IFSC Code UBIN0590355

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jalnacherra Grant in Hailakandi.

For example, the IFSC Code UBIN0590355 of Union Bank Of India for the Jalnacherra Grant branch includes these elements, identifying the bank and the branch location in Hailakandi and Assam accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0590355 of Union Bank Of India for its Jalnacherra Grant branch located in Hailakandi, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Hailakandi and Jalnacherra, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Jalnacherra Grant or Hailakandi to get the exact IFSC Code UBIN0590355.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Hailakandi, you'll get the correct details.

How to Use IFSC Code UBIN0590355 for Online Transfers?

Once you have the IFSC Code UBIN0590355 for the Jalnacherra Grant branch of Union Bank Of India in Hailakandi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0590355. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0590355.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Jalnacherra Grant in Hailakandi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Jalnacherra Grant, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Hailakandi manage their online transfers and cheque clearances easily.