For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Dhankot branch in Gurgaon, Dhankot Village ,Gurgaon, Haryana, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Gurgaon or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UBIN0822094. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Dhankot, Gurgaon

The table below shows the main details of the IFSC Code UBIN0822094 for the Union Bank Of India branch in Gurgaon, which falls under the Dhankot Village ,Gurgaon district in Haryana.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0822094
Branch Dhankot
City Gurgaon
District Dhankot Village ,Gurgaon
State Haryana
Address Dhankot Village,Dist Gurgaon,Haryana

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Gurgaon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0822094 for the Dhankot branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Dhankot, Gurgaon, Haryana, are allotted a unique IFSC like UBIN0822094 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gurgaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Gurgaon and Dhankot Village ,Gurgaon.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Dhankot reaches the right place, even though there are thousands of branches in Haryana and across India.

Format of the IFSC Code UBIN0822094

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dhankot in Gurgaon.

For example, the IFSC Code UBIN0822094 of Union Bank Of India for the Dhankot branch has these elements, identifying the bank and the branch location in Gurgaon and Haryana correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0822094 of Union Bank Of India for its Dhankot branch located in Gurgaon, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Gurgaon and Dhankot Village ,Gurgaon, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Dhankot or Gurgaon to get the exact IFSC Code UBIN0822094.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Gurgaon, you'll get the correct details.

How to Use IFSC Code UBIN0822094 for Online Transfers?

Once you have the IFSC Code UBIN0822094 for the Dhankot branch of Union Bank Of India in Gurgaon, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0822094. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0822094.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Dhankot in Gurgaon, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Dhankot, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Gurgaon manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Dhankot, Gurgaon?

The IFSC Code is UBIN0822094.

Is the IFSC Code UBIN0822094 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Dhankot?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dhankot branch?

The address of the branch is Dhankot Village,Dist Gurgaon,Haryana located in Gurgaon, Dhankot Village ,Gurgaon, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.