IFSC Code of Union Bank Of India, Dhariwal, Dhariwal, Punjab — UBIN0553581

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Dhariwal branch in Gurdaspur, Dhariwal, Punjab, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Gurdaspur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UBIN0553581. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Dhariwal, Gurdaspur

Here are the main details that are associated with the IFSC Code UBIN0553581 of Union Bank Of India for its branch located in Gurdaspur, within the district of Dhariwal in the state of Punjab.

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Gurdaspur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0553581 for the Dhariwal branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Dhariwal, Gurdaspur, Punjab, is provided with a unique IFSC like UBIN0553581 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Union Bank Of India branch in Gurdaspur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Gurdaspur and Dhariwal.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Punjab and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Dhariwal do not get mixed with another location.

Format of the IFSC Code UBIN0553581

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Dhariwal in Gurdaspur.

For example, the IFSC Code UBIN0553581 of Union Bank Of India for the Dhariwal branch includes these elements, identifying the bank and the branch location in Gurdaspur and Punjab accurately.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0553581 of Union Bank Of India for its Dhariwal branch located in Gurdaspur, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Gurdaspur and Dhariwal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Dhariwal or Gurdaspur to get the exact IFSC Code UBIN0553581.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Gurdaspur, then it will provide you proper information.

How to Use IFSC Code UBIN0553581 for Online Transfers?

Once you have the IFSC Code UBIN0553581 for the Dhariwal branch of Union Bank Of India in Gurdaspur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0553581. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0553581.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Dhariwal in Gurdaspur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Dhariwal, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gurdaspur to handle online money transfers and get their cheques cleared smoothly.