There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Rentapalla branch in Guntur, Rentapalla, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Guntur or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code UBIN0819271. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Rentapalla, Guntur

The table below shows the main details of the IFSC Code UBIN0819271 for the Union Bank Of India branch in Guntur, which falls under the Rentapalla district in Andhra Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0819271
Branch Rentapalla
City Guntur
District Rentapalla
State Andhra Pradesh
Address D.No.4-199,Main Roadrentapalla,Sattenpalli Mandal Guntur Dist

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Guntur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0819271 for the Rentapalla branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Rentapalla, Guntur, Andhra Pradesh, are allotted a unique IFSC like UBIN0819271 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Guntur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Guntur and Rentapalla.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Rentapalla reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code UBIN0819271

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Rentapalla in Guntur.

For example, the IFSC Code UBIN0819271 of Union Bank Of India for the Rentapalla branch includes these elements, identifying the bank and the branch location in Guntur and Andhra Pradesh accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0819271 of Union Bank Of India for its Rentapalla branch located in Guntur, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Guntur and Rentapalla, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Rentapalla or Guntur to get the exact IFSC Code UBIN0819271.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Guntur, you'll get the correct details.

How to Use IFSC Code UBIN0819271 for Online Transfers?

Once you have the IFSC Code UBIN0819271 for the Rentapalla branch of Union Bank Of India in Guntur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0819271. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0819271.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Rentapalla in Guntur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Rentapalla, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Guntur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Rentapalla, Guntur?

The IFSC Code is UBIN0819271.

Is the IFSC Code UBIN0819271 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Rentapalla?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rentapalla branch?

The address of the branch is D.No.4-199,Main Roadrentapalla,Sattenpalli Mandal Guntur Dist located in Guntur, Rentapalla, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.