The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Kere Bosga branch in Gulbarga, Gulbarga, Karnataka, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Union Bank Of India located in Gulbarga or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UBIN0930067. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Union Bank Of India, Kere Bosga, Gulbarga
Here are the key points that are associated with the IFSC Code UBIN0930067 of Union Bank Of India for its branch located in Gulbarga, within the district of Gulbarga in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0930067 |
| Branch | Kere Bosga |
| City | Gulbarga |
| District | Gulbarga |
| State | Karnataka |
| Address | H No 179 By 2 Main Road,Kere Bosga,Taluk And District Gulbarga 585104,Karnataka |
These details help users in online banking and for businesses and individuals who use Union Bank Of India in Gulbarga for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0930067 for the Kere Bosga branch of Union Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Kere Bosga, Gulbarga, Karnataka, is provided with a unique IFSC like UBIN0930067 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Union Bank Of India branch in Gulbarga.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Gulbarga and Gulbarga.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Kere Bosga do not get mixed with another location.
Format of the IFSC Code UBIN0930067
This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kere Bosga in Gulbarga.
For example, the IFSC Code UBIN0930067 of Union Bank Of India for the Kere Bosga branch includes these elements, identifying the bank and the branch location in Gulbarga and Karnataka accurately.
How to Find IFSC Code for Union Bank Of India?
To find the IFSC Code UBIN0930067 of Union Bank Of India for its Kere Bosga branch located in Gulbarga, the following methods can help you out:
Cheque Book
The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Union Bank Of India branches in Gulbarga and Gulbarga, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Kere Bosga or Gulbarga to find the exact IFSC Code UBIN0930067.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Gulbarga will provide accurate information.
How to Use IFSC Code UBIN0930067 for Online Transfers?
Once you have the IFSC Code UBIN0930067 for the Kere Bosga branch of Union Bank Of India in Gulbarga, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UBIN0930067. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0930067.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Kere Bosga in Gulbarga, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Kere Bosga, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Gulbarga to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0930067.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is H No 179 By 2 Main Road,Kere Bosga,Taluk And District Gulbarga 585104,Karnataka located in Gulbarga, Gulbarga, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.