IFSC Code of Union Bank Of India, Service Branch,Gorakhpur, Gorakhpur, Uttar Pradesh — UBIN0553409

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Service Branch,Gorakhpur branch in Gorakpur, Gorakhpur, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Gorakpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0553409. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Service Branch,Gorakhpur, Gorakpur

Here are the main details that are associated with the IFSC Code UBIN0553409 of Union Bank Of India for its branch located in Gorakpur, within the district of Gorakhpur in the state of Uttar Pradesh.

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Gorakpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0553409 for the Service Branch,Gorakhpur branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Service Branch,Gorakhpur, Gorakpur, Uttar Pradesh, is provided with a unique IFSC like UBIN0553409 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Union Bank Of India branch in Gorakpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Gorakpur and Gorakhpur.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Service Branch,Gorakhpur do not get mixed with another location.

Format of the IFSC Code UBIN0553409

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Service Branch,Gorakhpur in Gorakpur.

For example, the IFSC Code UBIN0553409 of Union Bank Of India for the Service Branch,Gorakhpur branch includes these elements, identifying the bank and the branch location in Gorakpur and Uttar Pradesh accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0553409 of Union Bank Of India for its Service Branch,Gorakhpur branch located in Gorakpur, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Gorakpur and Gorakhpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Service Branch,Gorakhpur or Gorakpur to get the exact IFSC Code UBIN0553409.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Gorakpur, you'll get the correct details.

How to Use IFSC Code UBIN0553409 for Online Transfers?

Once you have the IFSC Code UBIN0553409 for the Service Branch,Gorakhpur branch of Union Bank Of India in Gorakpur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0553409. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0553409.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Service Branch,Gorakhpur in Gorakpur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Service Branch,Gorakhpur, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gorakpur manage online transfers as well as cheque clearances with ease.