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IFSC Code of Union Bank Of India, Mahayogi Gorakhnath University, Gorakhpur, Uttar Pradesh — UBIN0590100

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Mahayogi Gorakhnath University branch in Gorakhpur, Gorakhpur, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Gorakhpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0590100. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Mahayogi Gorakhnath University, Gorakhpur

The table below shows the main details of the IFSC Code UBIN0590100 for the Union Bank Of India branch in Gorakhpur, which falls under the Gorakhpur district in Uttar Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0590100
Branch Mahayogi Gorakhnath University
City Gorakhpur
District Gorakhpur
State Uttar Pradesh
Address Arogya Dham,At Sonbarsa,Balapar Road

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Gorakhpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0590100 for the Mahayogi Gorakhnath University branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UBIN0590100 is given to every bank branch, including Union Bank Of India located in Mahayogi Gorakhnath University, Gorakhpur, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Gorakhpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Gorakhpur and Gorakhpur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Union Bank Of India in Mahayogi Gorakhnath University doesn't end up at another location.

Format of the IFSC Code UBIN0590100

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mahayogi Gorakhnath University in Gorakhpur.

For example, the IFSC Code UBIN0590100 of Union Bank Of India for the Mahayogi Gorakhnath University branch has these elements, identifying the bank and the branch location in Gorakhpur and Uttar Pradesh correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0590100 of Union Bank Of India for its Mahayogi Gorakhnath University branch located in Gorakhpur, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Gorakhpur and Gorakhpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Mahayogi Gorakhnath University or Gorakhpur to get the exact IFSC Code UBIN0590100.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Gorakhpur that will provide accurate information.

How to Use IFSC Code UBIN0590100 for Online Transfers?

Once you have the IFSC Code UBIN0590100 for the Mahayogi Gorakhnath University branch of Union Bank Of India in Gorakhpur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0590100. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0590100.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Mahayogi Gorakhnath University in Gorakhpur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Mahayogi Gorakhnath University, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gorakhpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Mahayogi Gorakhnath University, Gorakhpur?

The IFSC Code is UBIN0590100.

Is the IFSC Code UBIN0590100 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Mahayogi Gorakhnath University?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mahayogi Gorakhnath University branch?

The address of the branch is Arogya Dham,At Sonbarsa,Balapar Road located in Gorakhpur, Gorakhpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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