IFSC Code of Union Bank Of India, Golaghat, Golaghat, Assam — UBIN0561461

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Golaghat branch in Golaghat, Golaghat, Assam, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Golaghat or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code UBIN0561461. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Golaghat, Golaghat

The table below shows the main details of the IFSC Code UBIN0561461 for the Union Bank Of India branch in Golaghat, which falls under the Golaghat district in Assam.

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Golaghat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0561461 for the Golaghat branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Golaghat, Golaghat, Assam, is provided a unique IFSC like UBIN0561461 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Union Bank Of India branch in Golaghat.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Golaghat and Golaghat.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Golaghat do not get misguided to another person.

Format of the IFSC Code UBIN0561461

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Golaghat in Golaghat.

For example, the IFSC Code UBIN0561461 of Union Bank Of India for the Golaghat branch has these elements, identifying the bank and the branch location in Golaghat and Assam correctly.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0561461 of Union Bank Of India for its Golaghat branch located in Golaghat, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Golaghat and Golaghat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Golaghat or Golaghat to find the exact IFSC Code UBIN0561461.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Golaghat will provide accurate information.

How to Use IFSC Code UBIN0561461 for Online Transfers?

Once you have the IFSC Code UBIN0561461 for the Golaghat branch of Union Bank Of India in Golaghat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0561461. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0561461.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Golaghat in Golaghat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Golaghat, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Golaghat manage their online transfers and cheque clearances easily.