There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Badhhopur branch in Ghazipur, Ghazipur, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Ghazipur or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code UBIN0576697. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Badhhopur, Ghazipur

The table below shows the main details of the IFSC Code UBIN0576697 for the Union Bank Of India branch in Ghazipur, which falls under the Ghazipur district in Andhra Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0576697
Branch Badhhopur
City Ghazipur
District Ghazipur
State Andhra Pradesh
Address Baddhopur Rurale Bad Vilagebirno Ghazipur Uttar Pradesh Pin 233300

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Ghazipur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0576697 for the Badhhopur branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Badhhopur, Ghazipur, Andhra Pradesh, is provided with a unique IFSC like UBIN0576697 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Ghazipur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Ghazipur and Ghazipur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Badhhopur do not get mixed with another location.

Format of the IFSC Code UBIN0576697

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Badhhopur in Ghazipur.

For example, the IFSC Code UBIN0576697 of Union Bank Of India for the Badhhopur branch includes these elements, identifying the bank and the branch location in Ghazipur and Andhra Pradesh accurately.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0576697 of Union Bank Of India for its Badhhopur branch located in Ghazipur, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Ghazipur and Ghazipur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Badhhopur or Ghazipur to get the exact IFSC Code UBIN0576697.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Ghazipur, then it will provide you proper information.

How to Use IFSC Code UBIN0576697 for Online Transfers?

Once you have the IFSC Code UBIN0576697 for the Badhhopur branch of Union Bank Of India in Ghazipur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0576697. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0576697.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Badhhopur in Ghazipur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Badhhopur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ghazipur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Badhhopur, Ghazipur?

The IFSC Code is UBIN0576697.

Is the IFSC Code UBIN0576697 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Badhhopur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Badhhopur branch?

The address of the branch is Baddhopur Rurale Bad Vilagebirno Ghazipur Uttar Pradesh Pin 233300 located in Ghazipur, Ghazipur, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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