There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Sahbaj Kali branch in Gazipur, Sahbaj Kali, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Gazipur or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UBIN0548898. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Sahbaj Kali, Gazipur

The table below shows the main details of the IFSC Code UBIN0548898 for the Union Bank Of India branch in Gazipur, which falls under the Sahbaj Kali district in Uttar Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0548898
Branch Sahbaj Kali
City Gazipur
District Sahbaj Kali
State Uttar Pradesh
Address At Post Shahbajkali Block Mohammadabad Dist. Ghazipur Uttar Pradesh.

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Gazipur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0548898 for the Sahbaj Kali branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Sahbaj Kali, Gazipur, Uttar Pradesh, is provided with a unique IFSC like UBIN0548898 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Gazipur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Gazipur and Sahbaj Kali.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Sahbaj Kali do not get mixed with another location.

Format of the IFSC Code UBIN0548898

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sahbaj Kali in Gazipur.

For example, the IFSC Code UBIN0548898 of Union Bank Of India for the Sahbaj Kali branch includes these elements, identifying the bank and the branch location in Gazipur and Uttar Pradesh accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0548898 of Union Bank Of India for its Sahbaj Kali branch located in Gazipur, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Gazipur and Sahbaj Kali, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Sahbaj Kali or Gazipur to get the exact IFSC Code UBIN0548898.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Gazipur, you'll get the correct details.

How to Use IFSC Code UBIN0548898 for Online Transfers?

Once you have the IFSC Code UBIN0548898 for the Sahbaj Kali branch of Union Bank Of India in Gazipur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0548898. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0548898.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Sahbaj Kali in Gazipur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Sahbaj Kali, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gazipur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Sahbaj Kali, Gazipur?

The IFSC Code is UBIN0548898.

Is the IFSC Code UBIN0548898 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Sahbaj Kali?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sahbaj Kali branch?

The address of the branch is At Post Shahbajkali Block Mohammadabad Dist. Ghazipur Uttar Pradesh. located in Gazipur, Sahbaj Kali, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.