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IFSC Code of Union Bank Of India, Jalalabad, Jalalabad, Uttar Pradesh — UBIN0541532

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Jalalabad branch in Gazipur, Jalalabad, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Gazipur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0541532. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Jalalabad, Gazipur

Below in the table are the key details related to IFSC Code UBIN0541532 of Union Bank Of India for its branch located in Gazipur, within the district of Jalalabad in the state of Uttar Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0541532
Branch Jalalabad
City Gazipur
District Jalalabad
State Uttar Pradesh
Address At & Post Jalalabad, Jakhania, Dist. Ghazipur, Uttar Pradesh, Pin - 275 207

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Gazipur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0541532 for the Jalalabad branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Jalalabad, Gazipur, Uttar Pradesh, are allotted a unique IFSC like UBIN0541532 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gazipur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Gazipur and Jalalabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Jalalabad reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code UBIN0541532

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jalalabad in Gazipur.

For example, the IFSC Code UBIN0541532 of Union Bank Of India for the Jalalabad branch includes these elements, identifying the bank and the branch location in Gazipur and Uttar Pradesh accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0541532 of Union Bank Of India for its Jalalabad branch located in Gazipur, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Gazipur and Jalalabad, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Jalalabad or Gazipur to get the exact IFSC Code UBIN0541532.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Gazipur, you'll get the correct details.

How to Use IFSC Code UBIN0541532 for Online Transfers?

Once you have the IFSC Code UBIN0541532 for the Jalalabad branch of Union Bank Of India in Gazipur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0541532. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0541532.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Jalalabad in Gazipur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Jalalabad, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Gazipur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Jalalabad, Gazipur?

The IFSC Code is UBIN0541532.

Is the IFSC Code UBIN0541532 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Jalalabad?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jalalabad branch?

The address of the branch is At & Post Jalalabad, Jakhania, Dist. Ghazipur, Uttar Pradesh, Pin - 275 207 located in Gazipur, Jalalabad, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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