The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Noida Sec branch in Gautam Buddha Nagar, Noida, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Union Bank Of India located in Gautam Buddha Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0917966. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Union Bank Of India, Noida Sec, Gautam Buddha Nagar
Below in the table are the key details related to IFSC Code UBIN0917966 of Union Bank Of India for its branch located in Gautam Buddha Nagar, within the district of Noida in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0917966 |
| Branch | Noida Sec |
| City | Gautam Buddha Nagar |
| District | Noida |
| State | Uttar Pradesh |
| Address | C32,Commercial Complex,Sec 18,Noida 201301 Uttar Pradesh |
These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Gautam Buddha Nagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0917966 for the Noida Sec branch of Union Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Noida Sec, Gautam Buddha Nagar, Uttar Pradesh, is provided with a unique IFSC like UBIN0917966 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Union Bank Of India branch in Gautam Buddha Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Gautam Buddha Nagar and Noida.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Noida Sec do not get mixed with another location.
Format of the IFSC Code UBIN0917966
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Noida Sec in Gautam Buddha Nagar.
For example, the IFSC Code UBIN0917966 of Union Bank Of India for the Noida Sec branch includes these elements, identifying the bank and the branch location in Gautam Buddha Nagar and Uttar Pradesh accurately.
How to Find IFSC Code for Union Bank Of India?
To find the IFSC Code UBIN0917966 of Union Bank Of India for its Noida Sec branch located in Gautam Buddha Nagar, the following methods can help you out:
Cheque Book
The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Union Bank Of India branches in Gautam Buddha Nagar and Noida, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Noida Sec or Gautam Buddha Nagar to find the exact IFSC Code UBIN0917966.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Gautam Buddha Nagar will provide accurate information.
How to Use IFSC Code UBIN0917966 for Online Transfers?
Once you have the IFSC Code UBIN0917966 for the Noida Sec branch of Union Bank Of India in Gautam Buddha Nagar, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0917966. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0917966.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Noida Sec in Gautam Buddha Nagar may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Noida Sec, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Gautam Buddha Nagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Noida Sec Gautam Buddha Nagar branch is UBIN0917966.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at C32,Commercial Complex,Sec 18,Noida 201301 Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.