IFSC Code of Union Bank Of India, Pauri, Pauri, Uttarakhand — UBIN0554162

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Pauri branch in Garhwal, Pauri, Uttarakhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Garhwal or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code UBIN0554162. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Pauri, Garhwal

Here are the main details that are associated with the IFSC Code UBIN0554162 of Union Bank Of India for its branch located in Garhwal, within the district of Pauri in the state of Uttarakhand.

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Garhwal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0554162 for the Pauri branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Pauri, Garhwal, Uttarakhand, are allotted a unique IFSC like UBIN0554162 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Garhwal.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Garhwal and Pauri.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Pauri reaches the right place, even though there are thousands of branches in Uttarakhand and across India.

Format of the IFSC Code UBIN0554162

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pauri in Garhwal.

For example, the IFSC Code UBIN0554162 of Union Bank Of India for the Pauri branch includes these elements, identifying the bank and the branch location in Garhwal and Uttarakhand accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0554162 of Union Bank Of India for its Pauri branch located in Garhwal, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Garhwal and Pauri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Pauri or Garhwal to find the exact IFSC Code UBIN0554162.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Garhwal will provide accurate information.

How to Use IFSC Code UBIN0554162 for Online Transfers?

Once you have the IFSC Code UBIN0554162 for the Pauri branch of Union Bank Of India in Garhwal, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0554162. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0554162.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Pauri in Garhwal, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Pauri, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Garhwal to handle online money transfers and get their cheques cleared smoothly.