IFSC Code of Union Bank Of India, Courtpeta Berhampur, Berhampur, Odisha — UBIN0800856

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Courtpeta Berhampur branch in Ganjam, Berhampur, Odisha, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Ganjam or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UBIN0800856. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Courtpeta Berhampur, Ganjam

Here are the main details that are associated with the IFSC Code UBIN0800856 of Union Bank Of India for its branch located in Ganjam, within the district of Berhampur in the state of Odisha.

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Ganjam for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0800856 for the Courtpeta Berhampur branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Courtpeta Berhampur, Ganjam, Odisha, are allotted a unique IFSC like UBIN0800856 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Ganjam.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Ganjam and Berhampur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Courtpeta Berhampur reaches the right place, even though there are thousands of branches in Odisha and across India.

Format of the IFSC Code UBIN0800856

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Courtpeta Berhampur in Ganjam.

For example, the IFSC Code UBIN0800856 of Union Bank Of India for the Courtpeta Berhampur branch includes these elements, identifying the bank and the branch location in Ganjam and Odisha accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0800856 of Union Bank Of India for its Courtpeta Berhampur branch located in Ganjam, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Ganjam and Berhampur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Courtpeta Berhampur or Ganjam to get the exact IFSC Code UBIN0800856.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Ganjam, you'll get the correct details.

How to Use IFSC Code UBIN0800856 for Online Transfers?

If you have the IFSC Code UBIN0800856 for the Courtpeta Berhampur branch of Union Bank Of India in Ganjam, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0800856. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0800856.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Courtpeta Berhampur in Ganjam, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Courtpeta Berhampur, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ganjam manage online transfers as well as cheque clearances with ease.