For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Sriganganagar Cpbb branch in Ganganagar, Ganganagar, Rajasthan, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Ganganagar or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UBIN0906549. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Sriganganagar Cpbb, Ganganagar
Here are some of the key details that come with the IFSC Code UBIN0906549 of Union Bank Of India for its branch located in Ganganagar, within the district of Ganganagar in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0906549 |
| Branch | Sriganganagar Cpbb |
| City | Ganganagar |
| District | Ganganagar |
| State | Rajasthan |
| Address | 13 Dblock, Near Gandhi Park, Sriganganagar 335001 |
These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Ganganagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0906549 for the Sriganganagar Cpbb branch of Union Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Sriganganagar Cpbb, Ganganagar, Rajasthan, are allotted a unique IFSC like UBIN0906549 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ganganagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ganganagar and Ganganagar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Union Bank Of India in Sriganganagar Cpbb reaches the right place, even though there are thousands of branches in Rajasthan and across India.
Format of the IFSC Code UBIN0906549
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sriganganagar Cpbb in Ganganagar.
For example, the IFSC Code UBIN0906549 of Union Bank Of India for the Sriganganagar Cpbb branch includes these elements, identifying the bank and the branch location in Ganganagar and Rajasthan accurately.
How to Find IFSC Code for Union Bank Of India?
If you are trying to find the IFSC Code UBIN0906549 of Union Bank Of India for its Sriganganagar Cpbb branch located in Ganganagar, the following methods can help:
Cheque Book
The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Union Bank Of India branches in Ganganagar and Ganganagar, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Sriganganagar Cpbb or Ganganagar to get the exact IFSC Code UBIN0906549.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Ganganagar, you'll get the correct details.
How to Use IFSC Code UBIN0906549 for Online Transfers?
If you have the IFSC Code UBIN0906549 for the Sriganganagar Cpbb branch of Union Bank Of India in Ganganagar, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0906549. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0906549.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Sriganganagar Cpbb in Ganganagar, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Sriganganagar Cpbb, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Ganganagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0906549.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 13 Dblock, Near Gandhi Park, Sriganganagar 335001 located in Ganganagar, Ganganagar, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.