IFSC Code of Union Bank Of India, Sri Ganga Nagar, Sri Ganga Nagar, Rajasthan — UBIN0816817

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Sri Ganga Nagar branch in Ganganagar, Sri Ganga Nagar, Rajasthan, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Ganganagar or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UBIN0816817. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Sri Ganga Nagar, Ganganagar

Here are the main details that are associated with the IFSC Code UBIN0816817 of Union Bank Of India for its branch located in Ganganagar, within the district of Sri Ganga Nagar in the state of Rajasthan.

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Ganganagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0816817 for the Sri Ganga Nagar branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Sri Ganga Nagar, Ganganagar, Rajasthan, are allotted a unique IFSC like UBIN0816817 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Ganganagar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Ganganagar and Sri Ganga Nagar.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Sri Ganga Nagar reaches the right place, even though there are thousands of branches in Rajasthan and across India.

Format of the IFSC Code UBIN0816817

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sri Ganga Nagar in Ganganagar.

For example, the IFSC Code UBIN0816817 of Union Bank Of India for the Sri Ganga Nagar branch includes these elements, identifying the bank and the branch location in Ganganagar and Rajasthan correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0816817 of Union Bank Of India for its Sri Ganga Nagar branch located in Ganganagar, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Ganganagar and Sri Ganga Nagar, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Sri Ganga Nagar or Ganganagar to get the exact IFSC Code UBIN0816817.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Ganganagar, you'll get the correct details.

How to Use IFSC Code UBIN0816817 for Online Transfers?

Once you have the IFSC Code UBIN0816817 for the Sri Ganga Nagar branch of Union Bank Of India in Ganganagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0816817. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0816817.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Sri Ganga Nagar in Ganganagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Sri Ganga Nagar, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Ganganagar manage their online transfers and cheque clearances easily.