Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Nandol branch in Gandhinagar, Nandol, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Gandhinagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UBIN0829501. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Nandol, Gandhinagar

Here are some of the key details that come with the IFSC Code UBIN0829501 of Union Bank Of India for its branch located in Gandhinagar, within the district of Nandol in the state of Gujarat.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0829501
Branch Nandol
City Gandhinagar
District Nandol
State Gujarat
Address Opp High School,Near Of Baliyadev Temple,Tal Dehgam Dist Gandhinagar

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Gandhinagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0829501 for the Nandol branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Nandol, Gandhinagar, Gujarat, is provided a unique IFSC like UBIN0829501 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Gandhinagar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Gandhinagar and Nandol.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Nandol do not get misguided to another person.

Format of the IFSC Code UBIN0829501

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Nandol in Gandhinagar.

For example, the IFSC Code UBIN0829501 of Union Bank Of India for the Nandol branch includes these elements, identifying the bank and the branch location in Gandhinagar and Gujarat accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0829501 of Union Bank Of India for its Nandol branch located in Gandhinagar, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Gandhinagar and Nandol, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Nandol or Gandhinagar to get the exact IFSC Code UBIN0829501.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Gandhinagar that will provide accurate information.

How to Use IFSC Code UBIN0829501 for Online Transfers?

Once you have the IFSC Code UBIN0829501 for the Nandol branch of Union Bank Of India in Gandhinagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0829501. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0829501.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Nandol in Gandhinagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Nandol, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Gandhinagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Nandol, Gandhinagar?

The IFSC Code is UBIN0829501.

Is the IFSC Code UBIN0829501 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Nandol?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Nandol branch?

The address of the branch is Opp High School,Near Of Baliyadev Temple,Tal Dehgam Dist Gandhinagar located in Gandhinagar, Nandol, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.