Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Kullan ┬Á branch in Fatehabad, Kullan ┬Á, Haryana, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Fatehabad or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UBIN0540595. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Kullan ┬Á, Fatehabad

Here are some of the key details that come with the IFSC Code UBIN0540595 of Union Bank Of India for its branch located in Fatehabad, within the district of Kullan ┬Á in the state of Haryana.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0540595
Branch Kullan ┬Á
City Fatehabad
District Kullan ┬Á
State Haryana
Address At & Post Kullan, Tehsil Tohana, Dist. Fatehabad, Haryana,Pin - 125 126.

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Fatehabad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0540595 for the Kullan ┬Á branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UBIN0540595 is given to every bank branch, including Union Bank Of India located in Kullan ┬Á, Fatehabad, Haryana, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Fatehabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Fatehabad and Kullan ┬Á.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Haryana and the rest of India, which is why the IFSC Code ensures that transactions meant for Union Bank Of India in Kullan ┬Á doesn't end up at another location.

Format of the IFSC Code UBIN0540595

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kullan ┬Á in Fatehabad.

For example, the IFSC Code UBIN0540595 of Union Bank Of India for the Kullan ┬Á branch includes these elements, identifying the bank and the branch location in Fatehabad and Haryana correctly.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0540595 of Union Bank Of India for its Kullan ┬Á branch located in Fatehabad, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Fatehabad and Kullan ┬Á, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Kullan ┬Á or Fatehabad to get the exact IFSC Code UBIN0540595.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Fatehabad, then it will provide you proper information.

How to Use IFSC Code UBIN0540595 for Online Transfers?

Once you have the IFSC Code UBIN0540595 for the Kullan ┬Á branch of Union Bank Of India in Fatehabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0540595. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0540595.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Kullan ┬Á in Fatehabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Kullan ┬Á, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Fatehabad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Kullan ┬Á, Fatehabad?

The IFSC Code is UBIN0540595.

Is the IFSC Code UBIN0540595 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Kullan ┬Á?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kullan ┬Á branch?

The address of the branch is At & Post Kullan, Tehsil Tohana, Dist. Fatehabad, Haryana,Pin - 125 126. located in Fatehabad, Kullan ┬Á, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.