IFSC Code of Union Bank Of India, Shillong, Shillong, Meghalaya — UBIN0816752

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Shillong branch in East Khasi Hills, Shillong, or Meghalaya, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in East Khasi Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code UBIN0816752. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Shillong, East Khasi Hills

Below in the table are the key details related to IFSC Code UBIN0816752 of Union Bank Of India for its branch located in East Khasi Hills, within the district of Shillong in the state of Meghalaya.

These details help users in online banking and for businesses and individuals who use Union Bank Of India in East Khasi Hills for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0816752 for the Shillong branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Shillong, East Khasi Hills, Meghalaya, are allotted a unique IFSC like UBIN0816752 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in East Khasi Hills.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like East Khasi Hills and Shillong.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Shillong reaches the right place, even though there are thousands of branches in Meghalaya and across India.

Format of the IFSC Code UBIN0816752

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shillong in East Khasi Hills.

For example, the IFSC Code UBIN0816752 of Union Bank Of India for the Shillong branch includes these elements, identifying the bank and the branch location in East Khasi Hills and Meghalaya correctly.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0816752 of Union Bank Of India for its Shillong branch located in East Khasi Hills, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in East Khasi Hills and Shillong, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Shillong or East Khasi Hills to get the exact IFSC Code UBIN0816752.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and East Khasi Hills, then it will provide you proper information.

How to Use IFSC Code UBIN0816752 for Online Transfers?

Once you have the IFSC Code UBIN0816752 for the Shillong branch of Union Bank Of India in East Khasi Hills, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0816752. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0816752.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Shillong in East Khasi Hills may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Shillong, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in East Khasi Hills manage online transfers as well as cheque clearances with ease.