IFSC Code of Union Bank Of India, Kothapeta-Tuni, Tuni, Andhra Pradesh — UBIN0820628

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Kothapeta-Tuni branch in East Godavari, Tuni, Andhra Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in East Godavari or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0820628. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Kothapeta-Tuni, East Godavari

Below in the table are the key details related to IFSC Code UBIN0820628 of Union Bank Of India for its branch located in East Godavari, within the district of Tuni in the state of Andhra Pradesh.

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in East Godavari for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0820628 for the Kothapeta-Tuni branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Kothapeta-Tuni, East Godavari, Andhra Pradesh, are allotted a unique IFSC like UBIN0820628 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in East Godavari.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like East Godavari and Tuni.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Kothapeta-Tuni reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code UBIN0820628

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kothapeta-Tuni in East Godavari.

For example, the IFSC Code UBIN0820628 of Union Bank Of India for the Kothapeta-Tuni branch includes these elements, identifying the bank and the branch location in East Godavari and Andhra Pradesh correctly.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0820628 of Union Bank Of India for its Kothapeta-Tuni branch located in East Godavari, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in East Godavari and Tuni, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Kothapeta-Tuni or East Godavari to find the exact IFSC Code UBIN0820628.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and East Godavari will provide accurate information.

How to Use IFSC Code UBIN0820628 for Online Transfers?

Once you have the IFSC Code UBIN0820628 for the Kothapeta-Tuni branch of Union Bank Of India in East Godavari, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0820628. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0820628.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Kothapeta-Tuni in East Godavari may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Kothapeta-Tuni, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in East Godavari manage their online transfers and cheque clearances easily.