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IFSC Code of Union Bank Of India, Kambalacheruvu Rajahmundry, Rajahmundry, Andhra Pradesh — UBIN0575658

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Kambalacheruvu Rajahmundry branch in East Godavari, Rajahmundry, Andhra Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in East Godavari or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0575658. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Kambalacheruvu Rajahmundry, East Godavari

Here are the main details that are associated with the IFSC Code UBIN0575658 of Union Bank Of India for its branch located in East Godavari, within the district of Rajahmundry in the state of Andhra Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0575658
Branch Kambalacheruvu Rajahmundry
City East Godavari
District Rajahmundry
State Andhra Pradesh
Address Gr Flr Yamuna Nilayam 26 2 6 Rajahmundry Andhra Pradesh Pincode 533106

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in East Godavari for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0575658 for the Kambalacheruvu Rajahmundry branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Kambalacheruvu Rajahmundry, East Godavari, Andhra Pradesh, is provided with a unique IFSC like UBIN0575658 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in East Godavari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like East Godavari and Rajahmundry.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Kambalacheruvu Rajahmundry do not get mixed with another location.

Format of the IFSC Code UBIN0575658

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kambalacheruvu Rajahmundry in East Godavari.

For example, the IFSC Code UBIN0575658 of Union Bank Of India for the Kambalacheruvu Rajahmundry branch includes these elements, identifying the bank and the branch location in East Godavari and Andhra Pradesh correctly.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0575658 of Union Bank Of India for its Kambalacheruvu Rajahmundry branch located in East Godavari, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in East Godavari and Rajahmundry, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Kambalacheruvu Rajahmundry or East Godavari to find the exact IFSC Code UBIN0575658.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and East Godavari will provide accurate information.

How to Use IFSC Code UBIN0575658 for Online Transfers?

If you have the IFSC Code UBIN0575658 for the Kambalacheruvu Rajahmundry branch of Union Bank Of India in East Godavari, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0575658. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0575658.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Kambalacheruvu Rajahmundry in East Godavari, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Kambalacheruvu Rajahmundry, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in East Godavari manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India Kambalacheruvu Rajahmundry East Godavari?

The IFSC Code of the Kambalacheruvu Rajahmundry East Godavari branch is UBIN0575658.

Is IFSC Code UBIN0575658 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Union Bank Of India Kambalacheruvu Rajahmundry branch?

The branch is located at Gr Flr Yamuna Nilayam 26 2 6 Rajahmundry Andhra Pradesh Pincode 533106.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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