IFSC Code of Union Bank Of India, Jagannaikpur Kakinada, Kakinada, Andhra Pradesh- UBIN0802565

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Jagannaikpur Kakinada branch in East Godavari, Kakinada, or Andhra Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in East Godavari or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0802565. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Jagannaikpur Kakinada, East Godavari

Here are the main details that are associated with the IFSC Code UBIN0802565 of Union Bank Of India for its branch located in East Godavari, within the district of Kakinada in the state of Andhra Pradesh.

These details help users in online banking and for businesses and individuals who use Union Bank Of India in East Godavari for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0802565 for the Jagannaikpur Kakinada branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Jagannaikpur Kakinada, East Godavari, Andhra Pradesh, is provided with a unique IFSC like UBIN0802565 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Union Bank Of India branch in East Godavari.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like East Godavari and Kakinada.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Jagannaikpur Kakinada do not get mixed with another location.

Format of the IFSC Code UBIN0802565

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jagannaikpur Kakinada in East Godavari.

For example, the IFSC Code UBIN0802565 of Union Bank Of India for the Jagannaikpur Kakinada branch has these elements, identifying the bank and the branch location in East Godavari and Andhra Pradesh correctly.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0802565 of Union Bank Of India for its Jagannaikpur Kakinada branch located in East Godavari, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in East Godavari and Kakinada, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Jagannaikpur Kakinada or East Godavari to get the exact IFSC Code UBIN0802565.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and East Godavari, then it will provide you proper information.

How to Use IFSC Code UBIN0802565 for Online Transfers?

Once you have the IFSC Code UBIN0802565 for the Jagannaikpur Kakinada branch of Union Bank Of India in East Godavari, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0802565. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0802565.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Jagannaikpur Kakinada in East Godavari, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Jagannaikpur Kakinada, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in East Godavari to handle online money transfers and get their cheques cleared smoothly.