IFSC Code of Union Bank Of India, Gollamamidada, Gollala Mamidada, Andhra Pradesh — UBIN0802492

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Gollamamidada branch in East Godavari, Gollala Mamidada, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in East Godavari or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0802492. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Gollamamidada, East Godavari

Here are some of the key details that come with the IFSC Code UBIN0802492 of Union Bank Of India for its branch located in East Godavari, within the district of Gollala Mamidada in the state of Andhra Pradesh.

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in East Godavari for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0802492 for the Gollamamidada branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Gollamamidada, East Godavari, Andhra Pradesh, are allotted a unique IFSC like UBIN0802492 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in East Godavari.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like East Godavari and Gollala Mamidada.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Gollamamidada reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code UBIN0802492

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gollamamidada in East Godavari.

For example, the IFSC Code UBIN0802492 of Union Bank Of India for the Gollamamidada branch has these elements, identifying the bank and the branch location in East Godavari and Andhra Pradesh correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0802492 of Union Bank Of India for its Gollamamidada branch located in East Godavari, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in East Godavari and Gollala Mamidada, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Gollamamidada or East Godavari to get the exact IFSC Code UBIN0802492.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and East Godavari that will provide accurate information.

How to Use IFSC Code UBIN0802492 for Online Transfers?

Once you have the IFSC Code UBIN0802492 for the Gollamamidada branch of Union Bank Of India in East Godavari, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0802492. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0802492.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Gollamamidada in East Godavari may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Gollamamidada, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in East Godavari manage their online transfers and cheque clearances easily.