Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Cggb Srirangapatnam branch in East Godavari, Srirangapatnam, Andhra Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in East Godavari or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0CG7134. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Cggb Srirangapatnam, East Godavari
Here are some of the key details that come with the IFSC Code UBIN0CG7134 of Union Bank Of India for its branch located in East Godavari, within the district of Srirangapatnam in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0CG7134 |
| Branch | Cggb Srirangapatnam |
| City | East Godavari |
| District | Srirangapatnam |
| State | Andhra Pradesh |
| Address | Srirangapatnamkorukonda Mandal |
These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in East Godavari for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0CG7134 for the Cggb Srirangapatnam branch of Union Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Cggb Srirangapatnam, East Godavari, Andhra Pradesh, is provided with a unique IFSC like UBIN0CG7134 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Union Bank Of India branch in East Godavari.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like East Godavari and Srirangapatnam.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Cggb Srirangapatnam do not get mixed with another location.
Format of the IFSC Code UBIN0CG7134
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Cggb Srirangapatnam in East Godavari.
For example, the IFSC Code UBIN0CG7134 of Union Bank Of India for the Cggb Srirangapatnam branch has these elements, identifying the bank and the branch location in East Godavari and Andhra Pradesh correctly.
How to Find IFSC Code for Union Bank Of India?
To find the IFSC Code UBIN0CG7134 of Union Bank Of India for its Cggb Srirangapatnam branch located in East Godavari, the following methods can help you out:
Cheque Book
The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Union Bank Of India branches in East Godavari and Srirangapatnam, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Cggb Srirangapatnam or East Godavari to find the exact IFSC Code UBIN0CG7134.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and East Godavari will provide accurate information.
How to Use IFSC Code UBIN0CG7134 for Online Transfers?
Once you have the IFSC Code UBIN0CG7134 for the Cggb Srirangapatnam branch of Union Bank Of India in East Godavari, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0CG7134. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0CG7134.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Cggb Srirangapatnam in East Godavari may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Cggb Srirangapatnam, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in East Godavari to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0CG7134.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Srirangapatnamkorukonda Mandal located in East Godavari, Srirangapatnam, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.