For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Cggb Pathathungapadu branch in East Godavari, Pathathungapadu, Andhra Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in East Godavari or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0CG7184. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Cggb Pathathungapadu, East Godavari

Below in the table are the key details related to IFSC Code UBIN0CG7184 of Union Bank Of India for its branch located in East Godavari, within the district of Pathathungapadu in the state of Andhra Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0CG7184
Branch Cggb Pathathungapadu
City East Godavari
District Pathathungapadu
State Andhra Pradesh
Address R.S.No 653,Near D. No 2 139,Pothatungapadu Village,Rajanagaram Mandaleast Godavari District

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in East Godavari for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0CG7184 for the Cggb Pathathungapadu branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Cggb Pathathungapadu, East Godavari, Andhra Pradesh, are given a unique IFSC like UBIN0CG7184 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in East Godavari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like East Godavari and Pathathungapadu.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Union Bank Of India in Cggb Pathathungapadu goes to the correct branch. This is important because Union Bank Of India has thousands of branches in Andhra Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UBIN0CG7184

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Cggb Pathathungapadu in East Godavari.

For example, the IFSC Code UBIN0CG7184 of Union Bank Of India for the Cggb Pathathungapadu branch includes these elements, identifying the bank and the branch location in East Godavari and Andhra Pradesh correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0CG7184 of Union Bank Of India for its Cggb Pathathungapadu branch located in East Godavari, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in East Godavari and Pathathungapadu, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Cggb Pathathungapadu or East Godavari to get the exact IFSC Code UBIN0CG7184.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and East Godavari that will provide accurate information.

How to Use IFSC Code UBIN0CG7184 for Online Transfers?

Once you have the IFSC Code UBIN0CG7184 for the Cggb Pathathungapadu branch of Union Bank Of India in East Godavari, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0CG7184. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0CG7184.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Cggb Pathathungapadu in East Godavari, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Cggb Pathathungapadu, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in East Godavari to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Cggb Pathathungapadu, East Godavari?

The IFSC Code is UBIN0CG7184.

Is the IFSC Code UBIN0CG7184 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Cggb Pathathungapadu?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Cggb Pathathungapadu branch?

The address of the branch is R.S.No 653,Near D. No 2 139,Pothatungapadu Village,Rajanagaram Mandaleast Godavari District located in East Godavari, Pathathungapadu, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.