There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Cggb Gollaprolu branch in East Godavari, Gollaprolu, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in East Godavari or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code UBIN0CG7196. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Cggb Gollaprolu, East Godavari

Here are some of the key details that come with the IFSC Code UBIN0CG7196 of Union Bank Of India for its branch located in East Godavari, within the district of Gollaprolu in the state of Andhra Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0CG7196
Branch Cggb Gollaprolu
City East Godavari
District Gollaprolu
State Andhra Pradesh
Address D.No 6 189/1,New D.No 13 1354,Sattibalajipetagollaprolu Post Mandaleast Godavari District

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in East Godavari for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0CG7196 for the Cggb Gollaprolu branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Cggb Gollaprolu, East Godavari, Andhra Pradesh, is provided a unique IFSC like UBIN0CG7196 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in East Godavari.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like East Godavari and Gollaprolu.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Cggb Gollaprolu do not get misguided to another person.

Format of the IFSC Code UBIN0CG7196

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Cggb Gollaprolu in East Godavari.

For example, the IFSC Code UBIN0CG7196 of Union Bank Of India for the Cggb Gollaprolu branch includes these elements, identifying the bank and the branch location in East Godavari and Andhra Pradesh correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0CG7196 of Union Bank Of India for its Cggb Gollaprolu branch located in East Godavari, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in East Godavari and Gollaprolu, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Cggb Gollaprolu or East Godavari to get the exact IFSC Code UBIN0CG7196.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and East Godavari, you'll get the correct details.

How to Use IFSC Code UBIN0CG7196 for Online Transfers?

Once you have the IFSC Code UBIN0CG7196 for the Cggb Gollaprolu branch of Union Bank Of India in East Godavari, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0CG7196. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0CG7196.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Cggb Gollaprolu in East Godavari, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Cggb Gollaprolu, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in East Godavari manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Cggb Gollaprolu, East Godavari?

The IFSC Code is UBIN0CG7196.

Is the IFSC Code UBIN0CG7196 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Cggb Gollaprolu?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Cggb Gollaprolu branch?

The address of the branch is D.No 6 189/1,New D.No 13 1354,Sattibalajipetagollaprolu Post Mandaleast Godavari District located in East Godavari, Gollaprolu, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.