There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Cggb A.V. Appa Rao Road branch in East Godavari, A.V. Appa Rao Road, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in East Godavari or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code UBIN0CG7151. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Cggb A.V. Appa Rao Road, East Godavari

Here are the main details that are associated with the IFSC Code UBIN0CG7151 of Union Bank Of India for its branch located in East Godavari, within the district of A.V. Appa Rao Road in the state of Andhra Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0CG7151
Branch Cggb A.V. Appa Rao Road
City East Godavari
District A.V. Appa Rao Road
State Andhra Pradesh
Address D.No. 80 23.21,Jaya Sree Gardens, 2Nd Street, J.N.Road, Rajahmundry

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in East Godavari for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0CG7151 for the Cggb A.V. Appa Rao Road branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Cggb A.V. Appa Rao Road, East Godavari, Andhra Pradesh, is provided with a unique IFSC like UBIN0CG7151 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in East Godavari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like East Godavari and A.V. Appa Rao Road.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Cggb A.V. Appa Rao Road do not get mixed with another location.

Format of the IFSC Code UBIN0CG7151

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Cggb A.V. Appa Rao Road in East Godavari.

For example, the IFSC Code UBIN0CG7151 of Union Bank Of India for the Cggb A.V. Appa Rao Road branch includes these elements, identifying the bank and the branch location in East Godavari and Andhra Pradesh accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0CG7151 of Union Bank Of India for its Cggb A.V. Appa Rao Road branch located in East Godavari, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in East Godavari and A.V. Appa Rao Road, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Cggb A.V. Appa Rao Road or East Godavari to get the exact IFSC Code UBIN0CG7151.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and East Godavari, you'll get the correct details.

How to Use IFSC Code UBIN0CG7151 for Online Transfers?

If you have the IFSC Code UBIN0CG7151 for the Cggb A.V. Appa Rao Road branch of Union Bank Of India in East Godavari, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0CG7151. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0CG7151.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Cggb A.V. Appa Rao Road in East Godavari, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Cggb A.V. Appa Rao Road, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in East Godavari manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Cggb A.V. Appa Rao Road, East Godavari?

The IFSC Code is UBIN0CG7151.

Is the IFSC Code UBIN0CG7151 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Cggb A.V. Appa Rao Road?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Cggb A.V. Appa Rao Road branch?

The address of the branch is D.No. 80 23.21,Jaya Sree Gardens, 2Nd Street, J.N.Road, Rajahmundry located in East Godavari, A.V. Appa Rao Road, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.