IFSC Code of Union Bank Of India, Raxaul, Raxaul, Bihar — UBIN0570630

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Raxaul branch in East Champaran, Raxaul, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in East Champaran or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UBIN0570630. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Raxaul, East Champaran

Below in the table are the key details related to IFSC Code UBIN0570630 of Union Bank Of India for its branch located in East Champaran, within the district of Raxaul in the state of Bihar.

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in East Champaran for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0570630 for the Raxaul branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Raxaul, East Champaran, Bihar, are allotted a unique IFSC like UBIN0570630 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in East Champaran.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like East Champaran and Raxaul.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Raxaul reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code UBIN0570630

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Raxaul in East Champaran.

For example, the IFSC Code UBIN0570630 of Union Bank Of India for the Raxaul branch includes these elements, identifying the bank and the branch location in East Champaran and Bihar correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0570630 of Union Bank Of India for its Raxaul branch located in East Champaran, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in East Champaran and Raxaul, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Raxaul or East Champaran to get the exact IFSC Code UBIN0570630.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and East Champaran, you'll get the correct details.

How to Use IFSC Code UBIN0570630 for Online Transfers?

Once you have the IFSC Code UBIN0570630 for the Raxaul branch of Union Bank Of India in East Champaran, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0570630. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0570630.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Raxaul in East Champaran, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Raxaul, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in East Champaran manage their online transfers and cheque clearances easily.