The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Cggb Ramarajulanka branch in Dr. B R Ambedkar Konaseema District, Ramarajulanka, Andhra Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Union Bank Of India located in Dr. B R Ambedkar Konaseema District or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0CG7199. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Union Bank Of India, Cggb Ramarajulanka, Dr. B R Ambedkar Konaseema District
Here are the key points that are associated with the IFSC Code UBIN0CG7199 of Union Bank Of India for its branch located in Dr. B R Ambedkar Konaseema District, within the district of Ramarajulanka in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0CG7199 |
| Branch | Cggb Ramarajulanka |
| City | Dr. B R Ambedkar Konaseema District |
| District | Ramarajulanka |
| State | Andhra Pradesh |
| Address | Dno 7-93,Main Road,Ramarajulanka,Malkipuram Mandal |
These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Dr. B R Ambedkar Konaseema District for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0CG7199 for the Cggb Ramarajulanka branch of Union Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Cggb Ramarajulanka, Dr. B R Ambedkar Konaseema District, Andhra Pradesh, is provided with a unique IFSC like UBIN0CG7199 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Union Bank Of India branch in Dr. B R Ambedkar Konaseema District.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Dr. B R Ambedkar Konaseema District and Ramarajulanka.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Cggb Ramarajulanka do not get mixed with another location.
Format of the IFSC Code UBIN0CG7199
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Cggb Ramarajulanka in Dr. B R Ambedkar Konaseema District.
For example, the IFSC Code UBIN0CG7199 of Union Bank Of India for the Cggb Ramarajulanka branch includes these elements, identifying the bank and the branch location in Dr. B R Ambedkar Konaseema District and Andhra Pradesh accurately.
How to Find IFSC Code for Union Bank Of India?
To find the IFSC Code UBIN0CG7199 of Union Bank Of India for its Cggb Ramarajulanka branch located in Dr. B R Ambedkar Konaseema District, the following methods can help you out:
Cheque Book
The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Union Bank Of India branches in Dr. B R Ambedkar Konaseema District and Ramarajulanka, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Cggb Ramarajulanka or Dr. B R Ambedkar Konaseema District to find the exact IFSC Code UBIN0CG7199.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Dr. B R Ambedkar Konaseema District will provide accurate information.
How to Use IFSC Code UBIN0CG7199 for Online Transfers?
Once you have the IFSC Code UBIN0CG7199 for the Cggb Ramarajulanka branch of Union Bank Of India in Dr. B R Ambedkar Konaseema District, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0CG7199. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0CG7199.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Cggb Ramarajulanka in Dr. B R Ambedkar Konaseema District may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Cggb Ramarajulanka, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Dr. B R Ambedkar Konaseema District to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Cggb Ramarajulanka Dr. B R Ambedkar Konaseema District branch is UBIN0CG7199.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Dno 7-93,Main Road,Ramarajulanka,Malkipuram Mandal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.