IFSC Code of Union Bank Of India, Dimapur Branch, Dimapur, Nagaland — UBIN0564133

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Dimapur Branch branch in Dimapur, Dimapur, or Nagaland, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Dimapur or anywhere in Nagaland can transfer funds instantly by using the correct IFSC Code UBIN0564133. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Dimapur Branch, Dimapur

Here are the key points that are associated with the IFSC Code UBIN0564133 of Union Bank Of India for its branch located in Dimapur, within the district of Dimapur in the state of Nagaland.

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Dimapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0564133 for the Dimapur Branch branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UBIN0564133 is given to every bank branch, including Union Bank Of India located in Dimapur Branch, Dimapur, Nagaland, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Union Bank Of India branch in Dimapur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Dimapur and Dimapur.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Nagaland and the rest of India, which is why the IFSC Code ensures that transactions meant for Union Bank Of India in Dimapur Branch doesn't end up at another location.

Format of the IFSC Code UBIN0564133

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dimapur Branch in Dimapur.

For example, the IFSC Code UBIN0564133 of Union Bank Of India for the Dimapur Branch branch includes these elements, identifying the bank and the branch location in Dimapur and Nagaland correctly.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0564133 of Union Bank Of India for its Dimapur Branch branch located in Dimapur, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Dimapur and Dimapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Dimapur Branch or Dimapur to find the exact IFSC Code UBIN0564133.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Dimapur will provide accurate information.

How to Use IFSC Code UBIN0564133 for Online Transfers?

Once you have the IFSC Code UBIN0564133 for the Dimapur Branch branch of Union Bank Of India in Dimapur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0564133. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0564133.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Dimapur Branch in Dimapur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Dimapur Branch, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dimapur to handle online money transfers and get their cheques cleared smoothly.