There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Apmc Yard,Hubballi branch in Dharwad, Hubballi, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Dharwad or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code UBIN0829838. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Apmc Yard,Hubballi, Dharwad

The table below shows the main details of the IFSC Code UBIN0829838 for the Union Bank Of India branch in Dharwad, which falls under the Hubballi district in Karnataka.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0829838
Branch Apmc Yard,Hubballi
City Dharwad
District Hubballi
State Karnataka
Address Ae-3,Near Darga Gate,Apmc Yard,Amargolhubballi - 580025,Karnataka

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Dharwad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0829838 for the Apmc Yard,Hubballi branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Apmc Yard,Hubballi, Dharwad, Karnataka, is provided with a unique IFSC like UBIN0829838 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Dharwad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Dharwad and Hubballi.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Apmc Yard,Hubballi do not get mixed with another location.

Format of the IFSC Code UBIN0829838

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Apmc Yard,Hubballi in Dharwad.

For example, the IFSC Code UBIN0829838 of Union Bank Of India for the Apmc Yard,Hubballi branch includes these elements, identifying the bank and the branch location in Dharwad and Karnataka accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0829838 of Union Bank Of India for its Apmc Yard,Hubballi branch located in Dharwad, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Dharwad and Hubballi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Apmc Yard,Hubballi or Dharwad to get the exact IFSC Code UBIN0829838.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Dharwad that will provide accurate information.

How to Use IFSC Code UBIN0829838 for Online Transfers?

Once you have the IFSC Code UBIN0829838 for the Apmc Yard,Hubballi branch of Union Bank Of India in Dharwad, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0829838. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0829838.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Apmc Yard,Hubballi in Dharwad, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Apmc Yard,Hubballi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Dharwad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India Apmc Yard,Hubballi Dharwad?

The IFSC Code of the Apmc Yard,Hubballi Dharwad branch is UBIN0829838.

Is IFSC Code UBIN0829838 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Union Bank Of India Apmc Yard,Hubballi branch?

The branch is located at Ae-3,Near Darga Gate,Apmc Yard,Amargolhubballi - 580025,Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby UNION BANK OF INDIA Branches

Back to Top