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IFSC Code of Union Bank Of India, Dharamapuri, Dharmapuri, Tamil Nadu — UBIN0555860

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Dharamapuri branch in Dharmapuri, Dharmapuri, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Dharmapuri or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UBIN0555860. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Dharamapuri, Dharmapuri

Here are the main details that are associated with the IFSC Code UBIN0555860 of Union Bank Of India for its branch located in Dharmapuri, within the district of Dharmapuri in the state of Tamil Nadu.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0555860
Branch Dharamapuri
City Dharmapuri
District Dharmapuri
State Tamil Nadu
Address 103,Madheshwara Lodge,Four Roads Junction, Adhiyaman Byepass Road,Dharmapuri, Tamil Nadu-636701

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Dharmapuri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0555860 for the Dharamapuri branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Dharamapuri, Dharmapuri, Tamil Nadu, are allotted a unique IFSC like UBIN0555860 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dharmapuri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Dharmapuri and Dharmapuri.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Dharamapuri reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code UBIN0555860

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dharamapuri in Dharmapuri.

For example, the IFSC Code UBIN0555860 of Union Bank Of India for the Dharamapuri branch includes these elements, identifying the bank and the branch location in Dharmapuri and Tamil Nadu accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0555860 of Union Bank Of India for its Dharamapuri branch located in Dharmapuri, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Dharmapuri and Dharmapuri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Dharamapuri or Dharmapuri to get the exact IFSC Code UBIN0555860.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Dharmapuri that will provide accurate information.

How to Use IFSC Code UBIN0555860 for Online Transfers?

Once you have the IFSC Code UBIN0555860 for the Dharamapuri branch of Union Bank Of India in Dharmapuri, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0555860. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0555860.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Dharamapuri in Dharmapuri, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Dharamapuri, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Dharmapuri manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Dharamapuri, Dharmapuri?

The IFSC Code is UBIN0555860.

Is the IFSC Code UBIN0555860 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Dharamapuri?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dharamapuri branch?

The address of the branch is 103,Madheshwara Lodge,Four Roads Junction, Adhiyaman Byepass Road,Dharmapuri, Tamil Nadu-636701 located in Dharmapuri, Dharmapuri, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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