Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Currency Chest Dharamtolla Kol branch in Dharamtolla Kol, Dharamtolla Kol, West Bengal, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Dharamtolla Kol or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UBIN0584185. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Currency Chest Dharamtolla Kol, Dharamtolla Kol
Here are the main details that are associated with the IFSC Code UBIN0584185 of Union Bank Of India for its branch located in Dharamtolla Kol, within the district of Dharamtolla Kol in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0584185 |
| Branch | Currency Chest Dharamtolla Kol |
| City | Dharamtolla Kol |
| District | Dharamtolla Kol |
| State | West Bengal |
| Address | 5,Chowringheev Place,Post Box No 8924 |
These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Dharamtolla Kol for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0584185 for the Currency Chest Dharamtolla Kol branch of Union Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Currency Chest Dharamtolla Kol, Dharamtolla Kol, West Bengal, are given a unique IFSC like UBIN0584185 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dharamtolla Kol.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Dharamtolla Kol and Dharamtolla Kol.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Union Bank Of India in Currency Chest Dharamtolla Kol goes to the correct branch. This is important because Union Bank Of India has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UBIN0584185
This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Currency Chest Dharamtolla Kol in Dharamtolla Kol.
For example, the IFSC Code UBIN0584185 of Union Bank Of India for the Currency Chest Dharamtolla Kol branch includes these elements, identifying the bank and the branch location in Dharamtolla Kol and West Bengal accurately.
How to Find IFSC Code for Union Bank Of India?
If you are trying to find the IFSC Code UBIN0584185 of Union Bank Of India for its Currency Chest Dharamtolla Kol branch located in Dharamtolla Kol, the following methods can help:
Cheque Book
The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Union Bank Of India branches in Dharamtolla Kol and Dharamtolla Kol, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Union Bank Of India and find the branch locator section. Search for Currency Chest Dharamtolla Kol or Dharamtolla Kol to get the exact IFSC Code UBIN0584185.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Dharamtolla Kol that will provide accurate information.
How to Use IFSC Code UBIN0584185 for Online Transfers?
Once you have the IFSC Code UBIN0584185 for the Currency Chest Dharamtolla Kol branch of Union Bank Of India in Dharamtolla Kol, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0584185. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0584185.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Currency Chest Dharamtolla Kol in Dharamtolla Kol, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Currency Chest Dharamtolla Kol, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Dharamtolla Kol manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0584185.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 5,Chowringheev Place,Post Box No 8924 located in Dharamtolla Kol, Dharamtolla Kol, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.