Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Udaypur branch in Dhalai, Udaypur, or Tripura, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Dhalai or anywhere in Tripura can transfer funds instantly by using the correct IFSC Code UBIN0557153. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Udaypur, Dhalai
Here are some of the key details that come with the IFSC Code UBIN0557153 of Union Bank Of India for its branch located in Dhalai, within the district of Udaypur in the state of Tripura.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0557153 |
| Branch | Udaypur |
| City | Dhalai |
| District | Udaypur |
| State | Tripura |
| Address | Old Motor Stand West Bank Of Mahadev Dighi Road Po Udaipur |
These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Dhalai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0557153 for the Udaypur branch of Union Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Udaypur, Dhalai, Tripura, is provided with a unique IFSC like UBIN0557153 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Union Bank Of India branch in Dhalai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Dhalai and Udaypur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Tripura and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Udaypur do not get mixed with another location.
Format of the IFSC Code UBIN0557153
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Udaypur in Dhalai.
For example, the IFSC Code UBIN0557153 of Union Bank Of India for the Udaypur branch includes these elements, identifying the bank and the branch location in Dhalai and Tripura accurately.
How to Find IFSC Code for Union Bank Of India?
To find the IFSC Code UBIN0557153 of Union Bank Of India for its Udaypur branch located in Dhalai, the following methods can help you out:
Cheque Book
The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Union Bank Of India branches in Dhalai and Udaypur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Udaypur or Dhalai to find the exact IFSC Code UBIN0557153.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Dhalai will provide accurate information.
How to Use IFSC Code UBIN0557153 for Online Transfers?
If you have the IFSC Code UBIN0557153 for the Udaypur branch of Union Bank Of India in Dhalai, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0557153. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0557153.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Udaypur in Dhalai, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Udaypur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Dhalai manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0557153.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Old Motor Stand West Bank Of Mahadev Dighi Road Po Udaipur located in Dhalai, Udaypur, Tripura.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.