Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Khambhalia branch in Devbhumi Dwarka, Khambhalia, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Devbhumi Dwarka or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UBIN0829323. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Khambhalia, Devbhumi Dwarka
Here are the main details that are associated with the IFSC Code UBIN0829323 of Union Bank Of India for its branch located in Devbhumi Dwarka, within the district of Khambhalia in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0829323 |
| Branch | Khambhalia |
| City | Devbhumi Dwarka |
| District | Khambhalia |
| State | Gujarat |
| Address | Chintan,Opp.Mundra Hospital,Station Road,Khambhalia |
These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Devbhumi Dwarka for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0829323 for the Khambhalia branch of Union Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Khambhalia, Devbhumi Dwarka, Gujarat, is provided a unique IFSC like UBIN0829323 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Union Bank Of India branch in Devbhumi Dwarka.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Devbhumi Dwarka and Khambhalia.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Khambhalia do not get misguided to another person.
Format of the IFSC Code UBIN0829323
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khambhalia in Devbhumi Dwarka.
For example, the IFSC Code UBIN0829323 of Union Bank Of India for the Khambhalia branch includes these elements, identifying the bank and the branch location in Devbhumi Dwarka and Gujarat accurately.
How to Find IFSC Code for Union Bank Of India?
If you are looking for the IFSC Code UBIN0829323 of Union Bank Of India for its Khambhalia branch located in Devbhumi Dwarka, the following methods can help:
Cheque Book
The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Union Bank Of India branches in Devbhumi Dwarka and Khambhalia, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Khambhalia or Devbhumi Dwarka to get the exact IFSC Code UBIN0829323.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Devbhumi Dwarka, then it will provide you proper information.
How to Use IFSC Code UBIN0829323 for Online Transfers?
Once you have the IFSC Code UBIN0829323 for the Khambhalia branch of Union Bank Of India in Devbhumi Dwarka, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0829323. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0829323.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Khambhalia in Devbhumi Dwarka may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Khambhalia, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Devbhumi Dwarka to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0829323.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Chintan,Opp.Mundra Hospital,Station Road,Khambhalia located in Devbhumi Dwarka, Khambhalia, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.