For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Deulia Bazar branch in Deulia Bazar, Deulia Bazar, West Bengal, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Deulia Bazar or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UBIN0919004. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Deulia Bazar, Deulia Bazar
Below in the table are the key details related to IFSC Code UBIN0919004 of Union Bank Of India for its branch located in Deulia Bazar, within the district of Deulia Bazar in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0919004 |
| Branch | Deulia Bazar |
| City | Deulia Bazar |
| District | Deulia Bazar |
| State | West Bengal |
| Address | Khanya Dihi Road, 1St Floor Villpo Deulia Bazar |
These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Deulia Bazar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0919004 for the Deulia Bazar branch of Union Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Deulia Bazar, Deulia Bazar, West Bengal, is provided a unique IFSC like UBIN0919004 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Union Bank Of India branch in Deulia Bazar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Deulia Bazar and Deulia Bazar.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Deulia Bazar do not get misguided to another person.
Format of the IFSC Code UBIN0919004
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Deulia Bazar in Deulia Bazar.
For example, the IFSC Code UBIN0919004 of Union Bank Of India for the Deulia Bazar branch includes these elements, identifying the bank and the branch location in Deulia Bazar and West Bengal accurately.
How to Find IFSC Code for Union Bank Of India?
To find the IFSC Code UBIN0919004 of Union Bank Of India for its Deulia Bazar branch located in Deulia Bazar, the following methods can help you out:
Cheque Book
The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Union Bank Of India branches in Deulia Bazar and Deulia Bazar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Deulia Bazar or Deulia Bazar to find the exact IFSC Code UBIN0919004.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Deulia Bazar will provide accurate information.
How to Use IFSC Code UBIN0919004 for Online Transfers?
Once you have the IFSC Code UBIN0919004 for the Deulia Bazar branch of Union Bank Of India in Deulia Bazar, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0919004. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0919004.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Deulia Bazar in Deulia Bazar may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Deulia Bazar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Deulia Bazar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0919004.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Khanya Dihi Road, 1St Floor Villpo Deulia Bazar located in Deulia Bazar, Deulia Bazar, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.