For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Baba Raghavdas Pg College,Deoria branch in Deoria, Deoria, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Deoria or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0555894. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Baba Raghavdas Pg College,Deoria, Deoria

Here are some of the key details that come with the IFSC Code UBIN0555894 of Union Bank Of India for its branch located in Deoria, within the district of Deoria in the state of Uttar Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0555894
Branch Baba Raghavdas Pg College,Deoria
City Deoria
District Deoria
State Uttar Pradesh
Address Brd Pg Collegedeoria Post.G.I.State Deoria Uttar Pradesh 274001

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Deoria for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0555894 for the Baba Raghavdas Pg College,Deoria branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Baba Raghavdas Pg College,Deoria, Deoria, Uttar Pradesh, are given a unique IFSC like UBIN0555894 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Deoria.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Deoria and Deoria.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Union Bank Of India in Baba Raghavdas Pg College,Deoria goes to the correct branch. This is important because Union Bank Of India has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UBIN0555894

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Baba Raghavdas Pg College,Deoria in Deoria.

For example, the IFSC Code UBIN0555894 of Union Bank Of India for the Baba Raghavdas Pg College,Deoria branch has these elements, identifying the bank and the branch location in Deoria and Uttar Pradesh correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0555894 of Union Bank Of India for its Baba Raghavdas Pg College,Deoria branch located in Deoria, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Deoria and Deoria, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Baba Raghavdas Pg College,Deoria or Deoria to get the exact IFSC Code UBIN0555894.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Deoria, you'll get the correct details.

How to Use IFSC Code UBIN0555894 for Online Transfers?

If you have the IFSC Code UBIN0555894 for the Baba Raghavdas Pg College,Deoria branch of Union Bank Of India in Deoria, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0555894. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0555894.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Baba Raghavdas Pg College,Deoria in Deoria, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Baba Raghavdas Pg College,Deoria, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Deoria to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Baba Raghavdas Pg College,Deoria, Deoria?

The IFSC Code is UBIN0555894.

Is the IFSC Code UBIN0555894 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Baba Raghavdas Pg College,Deoria?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Baba Raghavdas Pg College,Deoria branch?

The address of the branch is Brd Pg Collegedeoria Post.G.I.State Deoria Uttar Pradesh 274001 located in Deoria, Deoria, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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