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IFSC Code of Union Bank Of India, New Delhi Lodhi Complex, Delhi, Delhi — UBIN0903710

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its New Delhi Lodhi Complex branch in Delhi, Delhi, Delhi, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Delhi or anywhere in Delhi can easily transfer funds instantly by using the correct IFSC Code UBIN0903710. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, New Delhi Lodhi Complex, Delhi

Here are the main details that are associated with the IFSC Code UBIN0903710 of Union Bank Of India for its branch located in Delhi, within the district of Delhi in the state of Delhi.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0903710
Branch New Delhi Lodhi Complex
City Delhi
District Delhi
State Delhi
Address Block Ii, Gr. Floor,Cgo Complex,Phase I Lodhi Road,New Delhi 110003

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Delhi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0903710 for the New Delhi Lodhi Complex branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in New Delhi Lodhi Complex, Delhi, Delhi, are given a unique IFSC like UBIN0903710 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Delhi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Delhi and Delhi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Union Bank Of India in New Delhi Lodhi Complex goes to the correct branch. This is important because Union Bank Of India has thousands of branches in Delhi and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UBIN0903710

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as New Delhi Lodhi Complex in Delhi.

For example, the IFSC Code UBIN0903710 of Union Bank Of India for the New Delhi Lodhi Complex branch includes these elements, identifying the bank and the branch location in Delhi and Delhi accurately.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0903710 of Union Bank Of India for its New Delhi Lodhi Complex branch located in Delhi, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Delhi and Delhi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for New Delhi Lodhi Complex or Delhi to get the exact IFSC Code UBIN0903710.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Delhi, then it will provide you proper information.

How to Use IFSC Code UBIN0903710 for Online Transfers?

Once you have the IFSC Code UBIN0903710 for the New Delhi Lodhi Complex branch of Union Bank Of India in Delhi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0903710. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0903710.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India New Delhi Lodhi Complex in Delhi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in New Delhi Lodhi Complex, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Delhi manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in New Delhi Lodhi Complex, Delhi?

The IFSC Code is UBIN0903710.

Is the IFSC Code UBIN0903710 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India New Delhi Lodhi Complex?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the New Delhi Lodhi Complex branch?

The address of the branch is Block Ii, Gr. Floor,Cgo Complex,Phase I Lodhi Road,New Delhi 110003 located in Delhi, Delhi, Delhi.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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