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IFSC Code of Union Bank Of India, Meera Bagh Delhi, Delhi, Delhi — UBIN0929999

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Meera Bagh Delhi branch in Delhi, Delhi, Delhi, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Delhi or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code UBIN0929999. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Meera Bagh Delhi, Delhi

Here are the key points that are associated with the IFSC Code UBIN0929999 of Union Bank Of India for its branch located in Delhi, within the district of Delhi in the state of Delhi.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0929999
Branch Meera Bagh Delhi
City Delhi
District Delhi
State Delhi
Address A 354 Meera Bagh Paschim Vihar New Delhi 110087 Delhi

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Delhi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0929999 for the Meera Bagh Delhi branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Meera Bagh Delhi, Delhi, Delhi, is provided with a unique IFSC like UBIN0929999 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Delhi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Delhi and Delhi.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Delhi and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Meera Bagh Delhi do not get mixed with another location.

Format of the IFSC Code UBIN0929999

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Meera Bagh Delhi in Delhi.

For example, the IFSC Code UBIN0929999 of Union Bank Of India for the Meera Bagh Delhi branch has these elements, identifying the bank and the branch location in Delhi and Delhi correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0929999 of Union Bank Of India for its Meera Bagh Delhi branch located in Delhi, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Delhi and Delhi, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Meera Bagh Delhi or Delhi to get the exact IFSC Code UBIN0929999.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Delhi, you'll get the correct details.

How to Use IFSC Code UBIN0929999 for Online Transfers?

Once you have the IFSC Code UBIN0929999 for the Meera Bagh Delhi branch of Union Bank Of India in Delhi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0929999. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0929999.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Meera Bagh Delhi in Delhi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Meera Bagh Delhi, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Delhi manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Meera Bagh Delhi, Delhi?

The IFSC Code is UBIN0929999.

Is the IFSC Code UBIN0929999 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Meera Bagh Delhi?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Meera Bagh Delhi branch?

The address of the branch is A 354 Meera Bagh Paschim Vihar New Delhi 110087 Delhi located in Delhi, Delhi, Delhi.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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