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IFSC Code of Union Bank Of India, Delhi Jal Board Jal Vihar Ec, Delhi, Delhi — UBIN0921327

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Delhi Jal Board Jal Vihar Ec branch in Delhi, Delhi, Delhi, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Delhi or anywhere in Delhi can easily transfer funds instantly by using the correct IFSC Code UBIN0921327. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Delhi Jal Board Jal Vihar Ec, Delhi

Below in the table are the key details related to IFSC Code UBIN0921327 of Union Bank Of India for its branch located in Delhi, within the district of Delhi in the state of Delhi.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0921327
Branch Delhi Jal Board Jal Vihar Ec
City Delhi
District Delhi
State Delhi
Address Shop No.7 8,Community Centre,Jalvihar,Lajpat Nagar,New Delhi 110074

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Delhi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0921327 for the Delhi Jal Board Jal Vihar Ec branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Delhi Jal Board Jal Vihar Ec, Delhi, Delhi, is provided with a unique IFSC like UBIN0921327 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Delhi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Delhi and Delhi.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Delhi and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Delhi Jal Board Jal Vihar Ec do not get mixed with another location.

Format of the IFSC Code UBIN0921327

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Delhi Jal Board Jal Vihar Ec in Delhi.

For example, the IFSC Code UBIN0921327 of Union Bank Of India for the Delhi Jal Board Jal Vihar Ec branch includes these elements, identifying the bank and the branch location in Delhi and Delhi correctly.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0921327 of Union Bank Of India for its Delhi Jal Board Jal Vihar Ec branch located in Delhi, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Delhi and Delhi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Delhi Jal Board Jal Vihar Ec or Delhi to find the exact IFSC Code UBIN0921327.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Delhi will provide accurate information.

How to Use IFSC Code UBIN0921327 for Online Transfers?

Once you have the IFSC Code UBIN0921327 for the Delhi Jal Board Jal Vihar Ec branch of Union Bank Of India in Delhi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0921327. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0921327.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Delhi Jal Board Jal Vihar Ec in Delhi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Delhi Jal Board Jal Vihar Ec, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Delhi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India Delhi Jal Board Jal Vihar Ec Delhi?

The IFSC Code of the Delhi Jal Board Jal Vihar Ec Delhi branch is UBIN0921327.

Is IFSC Code UBIN0921327 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Union Bank Of India Delhi Jal Board Jal Vihar Ec branch?

The branch is located at Shop No.7 8,Community Centre,Jalvihar,Lajpat Nagar,New Delhi 110074.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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