For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Rampur Bhauwala branch in Dehra Dun, Dehra Dun, Uttarakhand, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Dehra Dun or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code UBIN0569275. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Rampur Bhauwala, Dehra Dun
Below in the table are the key details related to IFSC Code UBIN0569275 of Union Bank Of India for its branch located in Dehra Dun, within the district of Dehra Dun in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0569275 |
| Branch | Rampur Bhauwala |
| City | Dehra Dun |
| District | Dehra Dun |
| State | Uttarakhand |
| Address | Selaqui Road Bhauwala Chowk Dehra Dun Uttarakhand Pincode 248007 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Dehra Dun for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0569275 for the Rampur Bhauwala branch of Union Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Rampur Bhauwala, Dehra Dun, Uttarakhand, are given a unique IFSC like UBIN0569275 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dehra Dun.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Dehra Dun and Dehra Dun.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Union Bank Of India in Rampur Bhauwala goes to the correct branch. This is important because Union Bank Of India has thousands of branches in Uttarakhand and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UBIN0569275
The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rampur Bhauwala in Dehra Dun.
For example, the IFSC Code UBIN0569275 of Union Bank Of India for the Rampur Bhauwala branch includes these elements, identifying the bank and the branch location in Dehra Dun and Uttarakhand correctly.
How to Find IFSC Code for Union Bank Of India?
To find the IFSC Code UBIN0569275 of Union Bank Of India for its Rampur Bhauwala branch located in Dehra Dun, the following methods can help you out:
Cheque Book
The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Union Bank Of India branches in Dehra Dun and Dehra Dun, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Rampur Bhauwala or Dehra Dun to find the exact IFSC Code UBIN0569275.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Dehra Dun will provide accurate information.
How to Use IFSC Code UBIN0569275 for Online Transfers?
Once you have the IFSC Code UBIN0569275 for the Rampur Bhauwala branch of Union Bank Of India in Dehra Dun, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0569275. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0569275.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Rampur Bhauwala in Dehra Dun, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Rampur Bhauwala, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Dehra Dun manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0569275.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Selaqui Road Bhauwala Chowk Dehra Dun Uttarakhand Pincode 248007 located in Dehra Dun, Dehra Dun, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.