The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Amloh branch in Dehra Dun, Amloh, Uttarakhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Dehra Dun or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code UBIN0919322. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Amloh, Dehra Dun

Here are the main details that are associated with the IFSC Code UBIN0919322 of Union Bank Of India for its branch located in Dehra Dun, within the district of Amloh in the state of Uttarakhand.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0919322
Branch Amloh
City Dehra Dun
District Amloh
State Uttarakhand
Address Khanna Road Amloh Dist.Fatehgarh Sahib 147203 Punjab

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Dehra Dun for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0919322 for the Amloh branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Amloh, Dehra Dun, Uttarakhand, are allotted a unique IFSC like UBIN0919322 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dehra Dun.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Dehra Dun and Amloh.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Amloh reaches the right place, even though there are thousands of branches in Uttarakhand and across India.

Format of the IFSC Code UBIN0919322

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Amloh in Dehra Dun.

For example, the IFSC Code UBIN0919322 of Union Bank Of India for the Amloh branch includes these elements, identifying the bank and the branch location in Dehra Dun and Uttarakhand accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0919322 of Union Bank Of India for its Amloh branch located in Dehra Dun, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Dehra Dun and Amloh, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Amloh or Dehra Dun to get the exact IFSC Code UBIN0919322.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Dehra Dun, you'll get the correct details.

How to Use IFSC Code UBIN0919322 for Online Transfers?

Once you have the IFSC Code UBIN0919322 for the Amloh branch of Union Bank Of India in Dehra Dun, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0919322. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0919322.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Amloh in Dehra Dun, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Amloh, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dehra Dun to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India Amloh Dehra Dun?

The IFSC Code of the Amloh Dehra Dun branch is UBIN0919322.

Is IFSC Code UBIN0919322 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Union Bank Of India Amloh branch?

The branch is located at Khanna Road Amloh Dist.Fatehgarh Sahib 147203 Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.