Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Gandrawa branch in Dausa, Gandrawa, Rajasthan, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Dausa or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UBIN0546127. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Gandrawa, Dausa
Here are the key points that are associated with the IFSC Code UBIN0546127 of Union Bank Of India for its branch located in Dausa, within the district of Gandrawa in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0546127 |
| Branch | Gandrawa |
| City | Dausa |
| District | Gandrawa |
| State | Rajasthan |
| Address | At Post Gandrawa Teh.Sikrai Dist.Dausa Rajasthan Pin 303501 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Dausa for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0546127 for the Gandrawa branch of Union Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Gandrawa, Dausa, Rajasthan, are allotted a unique IFSC like UBIN0546127 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dausa.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Dausa and Gandrawa.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Union Bank Of India in Gandrawa reaches the right place, even though there are thousands of branches in Rajasthan and across India.
Format of the IFSC Code UBIN0546127
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gandrawa in Dausa.
For example, the IFSC Code UBIN0546127 of Union Bank Of India for the Gandrawa branch includes these elements, identifying the bank and the branch location in Dausa and Rajasthan accurately.
How to Find IFSC Code for Union Bank Of India?
If you are looking for the IFSC Code UBIN0546127 of Union Bank Of India for its Gandrawa branch located in Dausa, the following methods can help:
Cheque Book
The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Union Bank Of India branches in Dausa and Gandrawa, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Gandrawa or Dausa to get the exact IFSC Code UBIN0546127.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Dausa, then it will provide you proper information.
How to Use IFSC Code UBIN0546127 for Online Transfers?
Once you have the IFSC Code UBIN0546127 for the Gandrawa branch of Union Bank Of India in Dausa, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UBIN0546127. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0546127.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Gandrawa in Dausa, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Gandrawa, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Dausa manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Gandrawa Dausa branch is UBIN0546127.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at At Post Gandrawa Teh.Sikrai Dist.Dausa Rajasthan Pin 303501.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.