IFSC Code of Union Bank Of India, Sevoke Road, Siliguri, West Bengal — UBIN0554804

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Sevoke Road branch in Darjeeling, Siliguri, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Darjeeling or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UBIN0554804. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Sevoke Road, Darjeeling

Here are the main details that are associated with the IFSC Code UBIN0554804 of Union Bank Of India for its branch located in Darjeeling, within the district of Siliguri in the state of West Bengal.

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Darjeeling for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0554804 for the Sevoke Road branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Sevoke Road, Darjeeling, West Bengal, is provided a unique IFSC like UBIN0554804 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Union Bank Of India branch in Darjeeling.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Darjeeling and Siliguri.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Sevoke Road do not get misguided to another person.

Format of the IFSC Code UBIN0554804

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sevoke Road in Darjeeling.

For example, the IFSC Code UBIN0554804 of Union Bank Of India for the Sevoke Road branch includes these elements, identifying the bank and the branch location in Darjeeling and West Bengal correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0554804 of Union Bank Of India for its Sevoke Road branch located in Darjeeling, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Darjeeling and Siliguri, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Sevoke Road or Darjeeling to get the exact IFSC Code UBIN0554804.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Darjeeling, you'll get the correct details.

How to Use IFSC Code UBIN0554804 for Online Transfers?

Once you have the IFSC Code UBIN0554804 for the Sevoke Road branch of Union Bank Of India in Darjeeling, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0554804. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0554804.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Sevoke Road in Darjeeling, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Sevoke Road, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Darjeeling manage online transfers as well as cheque clearances with ease.