IFSC Code of Union Bank Of India, Deshbandhupara - Siliguri, Darjiling, West Bengal — UBIN0550213

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Deshbandhupara - Siliguri branch in Darjeeling, Darjiling, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Darjeeling or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UBIN0550213. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Deshbandhupara - Siliguri, Darjeeling

The table below shows the main details of the IFSC Code UBIN0550213 for the Union Bank Of India branch in Darjeeling, which falls under the Darjiling district in West Bengal.

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Darjeeling for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0550213 for the Deshbandhupara - Siliguri branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Deshbandhupara - Siliguri, Darjeeling, West Bengal, are given a unique IFSC like UBIN0550213 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Darjeeling.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Darjeeling and Darjiling.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Union Bank Of India in Deshbandhupara - Siliguri goes to the correct branch. This is important because Union Bank Of India has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UBIN0550213

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Deshbandhupara - Siliguri in Darjeeling.

For example, the IFSC Code UBIN0550213 of Union Bank Of India for the Deshbandhupara - Siliguri branch has these elements, identifying the bank and the branch location in Darjeeling and West Bengal correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0550213 of Union Bank Of India for its Deshbandhupara - Siliguri branch located in Darjeeling, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Darjeeling and Darjiling, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Deshbandhupara - Siliguri or Darjeeling to get the exact IFSC Code UBIN0550213.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Darjeeling, you'll get the correct details.

How to Use IFSC Code UBIN0550213 for Online Transfers?

Once you have the IFSC Code UBIN0550213 for the Deshbandhupara - Siliguri branch of Union Bank Of India in Darjeeling, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0550213. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0550213.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Deshbandhupara - Siliguri in Darjeeling may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Deshbandhupara - Siliguri, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Darjeeling to handle online money transfers and get their cheques cleared smoothly.