Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Santrampur(Shir) branch in Dahod, Santrampur, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Dahod or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UBIN0547468. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Santrampur(Shir), Dahod

Here are some of the key details that come with the IFSC Code UBIN0547468 of Union Bank Of India for its branch located in Dahod, within the district of Santrampur in the state of Gujarat.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0547468
Branch Santrampur(Shir)
City Dahod
District Santrampur
State Gujarat
Address Santrampur (Shir) College Roadnear Lic Of India Dist.Panchmahal Pin 389260.Gujarat

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Dahod for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0547468 for the Santrampur(Shir) branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Santrampur(Shir), Dahod, Gujarat, is provided with a unique IFSC like UBIN0547468 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Dahod.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Dahod and Santrampur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Santrampur(Shir) do not get mixed with another location.

Format of the IFSC Code UBIN0547468

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Santrampur(Shir) in Dahod.

For example, the IFSC Code UBIN0547468 of Union Bank Of India for the Santrampur(Shir) branch includes these elements, identifying the bank and the branch location in Dahod and Gujarat correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0547468 of Union Bank Of India for its Santrampur(Shir) branch located in Dahod, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Dahod and Santrampur, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Santrampur(Shir) or Dahod to get the exact IFSC Code UBIN0547468.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Dahod, you'll get the correct details.

How to Use IFSC Code UBIN0547468 for Online Transfers?

Once you have the IFSC Code UBIN0547468 for the Santrampur(Shir) branch of Union Bank Of India in Dahod, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0547468. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0547468.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Santrampur(Shir) in Dahod, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Santrampur(Shir), here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Dahod manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Santrampur(Shir), Dahod?

The IFSC Code is UBIN0547468.

Is the IFSC Code UBIN0547468 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Santrampur(Shir)?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Santrampur(Shir) branch?

The address of the branch is Santrampur (Shir) College Roadnear Lic Of India Dist.Panchmahal Pin 389260.Gujarat located in Dahod, Santrampur, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.