IFSC Code of Union Bank Of India, Regional Office Cuttak, Cuttak, Odisha — UBIN0578223

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Regional Office Cuttak branch in Cuttak, Cuttak, Odisha, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Cuttak or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code UBIN0578223. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Regional Office Cuttak, Cuttak

Below in the table are the key details related to IFSC Code UBIN0578223 of Union Bank Of India for its branch located in Cuttak, within the district of Cuttak in the state of Odisha.

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Cuttak for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0578223 for the Regional Office Cuttak branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Regional Office Cuttak, Cuttak, Odisha, are allotted a unique IFSC like UBIN0578223 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Cuttak.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Cuttak and Cuttak.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Regional Office Cuttak reaches the right place, even though there are thousands of branches in Odisha and across India.

Format of the IFSC Code UBIN0578223

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Regional Office Cuttak in Cuttak.

For example, the IFSC Code UBIN0578223 of Union Bank Of India for the Regional Office Cuttak branch includes these elements, identifying the bank and the branch location in Cuttak and Odisha accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0578223 of Union Bank Of India for its Regional Office Cuttak branch located in Cuttak, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Cuttak and Cuttak, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Regional Office Cuttak or Cuttak to get the exact IFSC Code UBIN0578223.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Cuttak, you'll get the correct details.

How to Use IFSC Code UBIN0578223 for Online Transfers?

If you have the IFSC Code UBIN0578223 for the Regional Office Cuttak branch of Union Bank Of India in Cuttak, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0578223. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0578223.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Regional Office Cuttak in Cuttak, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Regional Office Cuttak, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Cuttak manage their online transfers and cheque clearances easily.