IFSC Code of Union Bank Of India, Pundibari, Coochbehar, West Bengal — UBIN0574007

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Pundibari branch in Coochbehar, Coochbehar, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Coochbehar or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UBIN0574007. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Pundibari, Coochbehar

Below in the table are the key details related to IFSC Code UBIN0574007 of Union Bank Of India for its branch located in Coochbehar, within the district of Coochbehar in the state of West Bengal.

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Coochbehar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0574007 for the Pundibari branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Pundibari, Coochbehar, West Bengal, is provided a unique IFSC like UBIN0574007 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Union Bank Of India branch in Coochbehar.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Coochbehar and Coochbehar.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Pundibari do not get misguided to another person.

Format of the IFSC Code UBIN0574007

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pundibari in Coochbehar.

For example, the IFSC Code UBIN0574007 of Union Bank Of India for the Pundibari branch includes these elements, identifying the bank and the branch location in Coochbehar and West Bengal accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0574007 of Union Bank Of India for its Pundibari branch located in Coochbehar, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Coochbehar and Coochbehar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Pundibari or Coochbehar to find the exact IFSC Code UBIN0574007.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Coochbehar will provide accurate information.

How to Use IFSC Code UBIN0574007 for Online Transfers?

Once you have the IFSC Code UBIN0574007 for the Pundibari branch of Union Bank Of India in Coochbehar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0574007. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0574007.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Pundibari in Coochbehar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Pundibari, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Coochbehar manage online transfers as well as cheque clearances with ease.