Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Gandhipuram - Coimbatore branch in Coimbotore, Coimbatore, or Tamil Nadu, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Coimbotore or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UBIN0544141. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Gandhipuram - Coimbatore, Coimbotore
The table below shows the main details of the IFSC Code UBIN0544141 for the Union Bank Of India branch in Coimbotore, which falls under the Coimbatore district in Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0544141 |
| Branch | Gandhipuram - Coimbatore |
| City | Coimbotore |
| District | Coimbatore |
| State | Tamil Nadu |
| Address | 224, 100 Feet Road, Gandhipuram,Tatabad,Coimbatore, Tamil Nadu,Pin - 641 012. |
These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Coimbotore for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0544141 for the Gandhipuram - Coimbatore branch of Union Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UBIN0544141 is given to every bank branch, including Union Bank Of India located in Gandhipuram - Coimbatore, Coimbotore, Tamil Nadu, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Union Bank Of India branch in Coimbotore.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Coimbotore and Coimbatore.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Union Bank Of India in Gandhipuram - Coimbatore doesn't end up at another location.
Format of the IFSC Code UBIN0544141
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gandhipuram - Coimbatore in Coimbotore.
For example, the IFSC Code UBIN0544141 of Union Bank Of India for the Gandhipuram - Coimbatore branch has these elements, identifying the bank and the branch location in Coimbotore and Tamil Nadu correctly.
How to Find IFSC Code for Union Bank Of India?
If you are looking for the IFSC Code UBIN0544141 of Union Bank Of India for its Gandhipuram - Coimbatore branch located in Coimbotore, the following methods can help:
Cheque Book
The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Union Bank Of India branches in Coimbotore and Coimbatore, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Gandhipuram - Coimbatore or Coimbotore to get the exact IFSC Code UBIN0544141.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Coimbotore, then it will provide you proper information.
How to Use IFSC Code UBIN0544141 for Online Transfers?
If you have the IFSC Code UBIN0544141 for the Gandhipuram - Coimbatore branch of Union Bank Of India in Coimbotore, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0544141. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0544141.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Gandhipuram - Coimbatore in Coimbotore, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Gandhipuram - Coimbatore, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Coimbotore manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0544141.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 224, 100 Feet Road, Gandhipuram,Tatabad,Coimbatore, Tamil Nadu,Pin - 641 012. located in Coimbotore, Coimbatore, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.