The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Vettaikaranpudur branch in Coimbatore, Vettaikaranpudur, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Coimbatore or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UBIN0574414. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Vettaikaranpudur, Coimbatore

Below in the table are the key details related to IFSC Code UBIN0574414 of Union Bank Of India for its branch located in Coimbatore, within the district of Vettaikaranpudur in the state of Tamil Nadu.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0574414
Branch Vettaikaranpudur
City Coimbatore
District Vettaikaranpudur
State Tamil Nadu
Address Door No164165 Sethumada Road Vettaikaranpudur Tamil Nadu Pincode642129

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Coimbatore for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0574414 for the Vettaikaranpudur branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Vettaikaranpudur, Coimbatore, Tamil Nadu, are allotted a unique IFSC like UBIN0574414 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Coimbatore.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Coimbatore and Vettaikaranpudur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Vettaikaranpudur reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code UBIN0574414

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Vettaikaranpudur in Coimbatore.

For example, the IFSC Code UBIN0574414 of Union Bank Of India for the Vettaikaranpudur branch has these elements, identifying the bank and the branch location in Coimbatore and Tamil Nadu correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0574414 of Union Bank Of India for its Vettaikaranpudur branch located in Coimbatore, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Coimbatore and Vettaikaranpudur, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Vettaikaranpudur or Coimbatore to get the exact IFSC Code UBIN0574414.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Coimbatore, you'll get the correct details.

How to Use IFSC Code UBIN0574414 for Online Transfers?

Once you have the IFSC Code UBIN0574414 for the Vettaikaranpudur branch of Union Bank Of India in Coimbatore, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0574414. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0574414.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Vettaikaranpudur in Coimbatore, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Vettaikaranpudur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Coimbatore manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India Vettaikaranpudur Coimbatore?

The IFSC Code of the Vettaikaranpudur Coimbatore branch is UBIN0574414.

Is IFSC Code UBIN0574414 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Union Bank Of India Vettaikaranpudur branch?

The branch is located at Door No164165 Sethumada Road Vettaikaranpudur Tamil Nadu Pincode642129.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.